Teacher  Info

 Mr. Adam

Class Info

LEVEL

Beginner to Advanced

AGE

10 and up

CLASS SIZE

6-10 students per class

DURATION

60 mins 

Syllabus

💡 Introduction, Overview, and Smart Consumer Choices

In this lesson, we will outline the course objectives and introduce the fundamental principles of financial literacy, exploring why it is essential for long-term success. We will also delve into the concept of "opportunity cost" and discuss how understanding it can significantly impact financial decision-making and overall financial well-being.

💼 Securing Employment and Earning Income

In this lesson, we will explore the significance of securing a job as a key component of financial literacy. We will discuss the reasons behind the importance of employment and provide a step-by-step guide on how to successfully navigate the job search process. Comprehensive support and detailed instructions are included in the accompanying skill packet.

📊 Budgeting and Financial Tracking

In this class, we will delve into the essential concept of budgeting as a cornerstone of financial literacy. Students will gain practical skills to effectively track their cash flow, set clear spending goals, and organize financial data for better decision-making.

🏦 Understanding Banks, Savings Accounts, and Checking Accounts

In this lesson, we will explore how banks operate, the various services they provide for saving money, and how students can effectively use these financial tools to achieve their personal financial goals.

💳 Credit Cards vs. Debit Cards: Understanding the Differences

In this lesson, we will delve into how credit cards function, the advantages and disadvantages of using them, and compare them to debit cards. Although they may appear similar, credit and debit cards are very different in terms of how they work and the impact they have on your finances.

📈 Understanding Credit Scores

In this lesson, we will explain what credit scores are, how they are calculated, and discuss strategies to improve and maintain a healthy credit score. Students will gain insights into the importance of credit scores and the actions they can take to boost them.

💸 Understanding Loans

In this lesson, students will explore essential loan concepts and familiarize themselves with different types of loans, including student, auto, and home loans. The accompanying skills packet will provide practical exercises to help students develop their decision-making skills when considering loan options.

🛡️Understanding Insurance

In this lesson, students will learn essential insurance-related terms and concepts, explore common types of insurance, such as property, auto, and health insurance, and apply their knowledge through hands-on exercises in the provided skills packet.

💰 Understanding Taxation

In this lesson, students will explore the fundamental concepts of taxation, including who taxes, what is taxed, and why taxes are necessary. We will discuss key types of taxes such as income tax and sales tax, and examine how different taxes impact individuals. By the end of the lesson, students will be equipped to have informed discussions about their own finances.

📉 Financial Investing: Analyzing Stocks and Assets

In this lesson, students will discover how to make their money work for them through the investment in financial assets such as stocks, bonds, and ETFs. They will explore key financial statistics and learn a fundamental investing strategy that focuses on evaluating the profitability of companies as a way to analyze stocks.

🎯 Investing: Strategy and Risk Management

In this lesson, we will explore how to assess personal risk tolerance, create an investment strategy before making any decisions, and introduce essential tools that allow students to confidently apply their investment knowledge in real-world scenarios.

🚀 Entrepreneurship Fundamentals

This bonus lesson will offer students valuable insights into how entrepreneurial skills (such as starting and managing a business) can help them accelerate their income growth and significantly contribute to their journey toward financial success.

🏠 How to Purchase a Home

This lesson will cover the key aspects of buying a house, including understanding mortgages, down payments, property taxes, and the overall home-buying process.

🤝 Mastering Negotiation and Self-Advocacy

This lesson focuses on essential skills for negotiating salaries, resolving conflicts, and effectively advocating for yourself in both professional and personal situations.

🩺 Fundamentals of Health and Wellness

This lesson covers managing healthcare options, understanding health insurance, and maintaining both physical and mental well-being to support a balanced and healthy lifestyle.

⏳Effective Time Management and Goal Setting

This lesson will teach techniques for prioritizing tasks, setting realistic goals, and effectively managing time to help balance multiple responsibilities and achieve success.